End User License Agreement

Please read this End User License Agreement ("Agreement") carefully before using the Reconily mobile application and services.

1. Acceptance of Terms

By downloading, installing, or using Reconily ("the App"), you agree to be bound by this Agreement. If you do not agree to these terms, do not use the App.

2. License Grant

Subject to your compliance with this Agreement, Reconily grants you a limited, non-exclusive, non-transferable, revocable license to download, install, and use the App for your personal or internal business purposes.

2.1 Restrictions

You may not:

• Copy, modify, or create derivative works of the App
• Reverse engineer, decompile, or disassemble the App
• Rent, lease, lend, sell, or redistribute the App
• Use the App for any illegal purpose
• Remove or alter any proprietary notices on the App

3. QuickBooks Integration

Reconily integrates with QuickBooks Online ("QBO") using Intuit's OAuth 2.0 authentication protocol. By using this integration, you agree to:

• Comply with Intuit's Developer Agreement and Platform Terms
• Maintain an active QuickBooks Online subscription
• Authorize Reconily to access your QBO data as specified during the OAuth consent process
• Be solely responsible for the accuracy of data in your QuickBooks account

3.1 Third-Party Service

Reconily is an independent third-party application and is not affiliated with, endorsed by, or sponsored by Intuit Inc. QuickBooks and QuickBooks Online are registered trademarks of Intuit Inc.

4. User Data and Privacy

Your use of the App is also governed by our Privacy Policy. We collect and process data as described in our Privacy Policy, including:

• Bank statement data you upload
• Transaction data from QuickBooks Online
• Reconciliation reports and results

4.1 Data Security

We implement industry-standard security measures including:

• End-to-end encryption for data transmission
• Secure storage with AES-256 encryption
• Regular security audits and penetration testing
• Compliance with SOC 2 Type II standards

5. Subscription and Payment

Reconily is offered on a subscription basis. By subscribing, you agree to:

• Pay all applicable subscription fees
• Automatic renewal unless cancelled before the renewal date
• Price changes with 30 days' notice
• No refunds for partial subscription periods

5.1 Free Trial

New users may be eligible for a free trial period. You will not be charged until the trial period ends. You may cancel anytime during the trial without charge.

6. Acceptable Use

You agree to use Reconily only for lawful purposes and in accordance with this Agreement. You agree not to:

• Use the App in any way that violates applicable laws or regulations
• Attempt to gain unauthorized access to our systems
• Interfere with or disrupt the App's operation
• Use automated systems to access the App without permission
• Upload viruses, malware, or malicious code

7. Intellectual Property

The App and all associated intellectual property rights are owned by Reconily. This includes:

• Software code and algorithms
• User interface and design
• Trademarks, logos, and branding
• Documentation and content

8. Disclaimers and Limitations of Liability

8.1 No Warranty

THE APP IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT.

8.2 Professional Advice

Reconily is a tool to assist with bank reconciliation. It does not provide financial, accounting, or legal advice. You should consult with qualified professionals for such advice.

8.3 Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, RECONILY SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING LOST PROFITS, DATA LOSS, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATED TO YOUR USE OF THE APP.

In jurisdictions that do not allow the exclusion or limitation of liability for consequential or incidental damages, our liability is limited to the maximum extent permitted by law.

9. Indemnification

You agree to indemnify and hold harmless Reconily and its officers, directors, employees, and agents from any claims, damages, losses, liabilities, and expenses (including attorneys' fees) arising out of or related to:

• Your use of the App
• Your violation of this Agreement
• Your violation of any rights of another party
• Your violation of applicable laws or regulations

10. Termination

We may terminate or suspend your access to the App immediately, without prior notice, for any reason, including:

• Violation of this Agreement
• Non-payment of subscription fees
• Fraudulent or illegal activity
• At our discretion for operational reasons

Upon termination, your right to use the App will immediately cease, and you must delete all copies of the App from your devices.

11. Changes to Terms

We reserve the right to modify this Agreement at any time. We will notify you of material changes by:

• Posting the updated Agreement in the App
• Sending an email to your registered email address
• Displaying a notice within the App

Your continued use of the App after such modifications constitutes acceptance of the updated Agreement.

12. Governing Law and Dispute Resolution

This Agreement shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions.

12.1 Arbitration

Any dispute arising out of or relating to this Agreement shall be resolved through binding arbitration in accordance with the American Arbitration Association's Commercial Arbitration Rules, except as otherwise provided herein.

12.2 Class Action Waiver

You agree that any arbitration or proceeding shall be limited to the dispute between you and Reconily individually. To the full extent permitted by law, no arbitration or proceeding shall be joined with any other, no dispute shall be arbitrated on a class-action basis, and there is no right or authority for any dispute to be brought in a purported representative capacity.

13. Miscellaneous

13.1 Entire Agreement

This Agreement, together with our Privacy Policy, constitutes the entire agreement between you and Reconily regarding the App.

13.2 Severability

If any provision of this Agreement is found to be unenforceable, the remaining provisions will continue in full force and effect.

13.3 Waiver

Our failure to enforce any right or provision of this Agreement will not be considered a waiver of those rights.

13.4 Assignment

You may not assign or transfer this Agreement without our prior written consent. We may assign this Agreement without restriction.

14. Contact Information

If you have questions about this Agreement, please contact us at: